The posts in this blog were prepared by

George Harder, JD, PhD.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.

Foreclosure Lack of Standing

Foreclosure

Mortgage and Promissory Note When buying a house on credit, the new homeowner signs two important documents. The first is a promissory note indicating how much is being borrowed and how repayment will be made. The second document is a mortgage. This is the vehicle...

MRTA and HOAs

HOA

Buying a Home When buying real property (a home) in Florida, to be absolutely, positively sure there are no clouds on your title, you need to check all the way back to the Spanish land grants of the 1790s. Under Spanish rule, land grants were offered to induce...

Foreclosure Scams

Foreclosure

Going through a foreclosure is bad enough. It makes you feel desperate. You want to grasp at any lifeline for help. There are a variety of organizations that can help you. But this also makes a fertile ground for scams. How do they find you? Whenever a lending...

Keep Your Head

Small Business Help

Are you in business? A manager? Starting a business? Always keep your head and remain calm. If you’re a hothead, realize that handicap and get an attorney to help. If you go it alone, expect things to get difficult and expensive. Here is a true story that shows just...

How to Beat the HOA

HOA

Homeowners Associations (HOAs) have powerful laws in Florida. Most HOAs rarely need to use the laws in their neighborhoods. Most people bought houses in nice neighborhoods and do their part to keep the neighborhood attractive. But there are a handful of...

Starting a Florida Company

Small Business Help

Your first step is determining whether to be a LLC, S-Corp or C-Corp. All three offer liability protection. Liability protection is a bright line distinction between what you do while working for the company and who you are as an individual. For instance, if you...